There is a mindset among some merchants that they can “Self” surcharge.  When surcharging is done wrong, it is where a business will use its current merchant account and simply choose to add a fee for the processing of all card types.  The typical scenario is a SMB adding a fee to a product Read more about Default title[…]

In October of 2018, Visa released a bulletin detailing its position on the “Cash Discounting” programs that has become popular with merchants who pass on the credit and debit card fees to the customer. The problem with the so-called cash discount programs is that they add fees at the POS without complying with the surcharge Read more about Enforcement of Cash Discounting[…]

The surcharge model ensures a level of transparency and customer friendliness that benefits both the merchant and the customer. The chief component of how surcharging works is that the merchant is allowed to add a fee at the point of sale that complies with the rules of Visa and MasterCard. The primary advantage of how Read more about How Surcharging Works[…]